Finance Your Dream Home in Sonoma / Napa Imagine buying your dream home. Connect with a lender to help you make it happen.
Our team of local financing experts are ready to guide you through the home buying process. We are committed to fast, professional, courteous, and personal service to help you understand and feel at ease throughout the home buying process. Our trained and certified loan originators specialize in financing homes in the Sonoma / Napa area real estate market. We are prepared to find the right loan program with competitive rates and low down payments for you.
Our network of mortgage professionals can help and help steer you in the right direction based on your real estate needs.
Our Mortgage Network Has Years of Experience With…
Conventional Mortgage Loans
- Fixed Rate Mortgage Loans (15, 20 and 30 Year Terms)
- Adjustable Rate Mortgage Loans (5/1, 7/1 or 10/1)
Federal Housing Authority Loans (FHA)
- First Time Home Buyer Loans
- Home Equity Conversion Mortgage (HECM) – 62 years of age or older
- FHA 203(k) Improvement Loan
- FHA Energy Efficient Mortgage
- Section 245(a) Loans
-As low as 3.5% down
-Fixed Rate including 15 or 30 Year Terms
-Numerous available LTV% options including Fixed Rate, Adjustable Rate and Interest Only Loans.
Veterans Administration Backed Home Loans (VA Loans)
- No Down, or Flexible Downpayment Options
- Eliminate Mortgage Insurance Requirement
- Limited Closing Cost
- Generally Lower Rates than FHA
- Fannie Mae or Freddie Mac Loans
- FHA Loans
- CMBS Loans
- Bridge Loans
- DSCR Loans
- SBA Loans (SBA 7a & 504)
- Permanent Loans
- Bridge Loans
- Blanket Loans
Having a network of lenders with vast experience in a wide variety of real estate activity allows our clients more flexibility, and sets up our clients for success long term. We know that connecting you with one of the mortgage professionals in our network will increase your satisfaction in both the short and long term!
If you have a mortgage lending need, we can connect you with our network of experienced and innovative lending professionals!
Jason Morales NMLS# 1685028
America's Home Loans
Let me know how I can assist you with your Sonoma / Napa mortgage needs. I am here to help!